since 2/2000
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
España - seguros médicos - pero ¿cuál?
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Down Syndrome
Sanitas Accesible Síndrome de Down
Sanitas Health Plan Classic or Sanitas Multi?
Sanitas Oro Reembolso / Reimbursement
Sanitas Residencial - residences in Spain, for the elderly
Complementarios de Salud (Diversificación)
'Student Visas' (medical insurance)
Studying outside Spain for at least 6 months?
www.e-agentelocaldeseguros.com
Sanitas Oro Reembolso (Reimbursement policy) - general information
Product available in:
Albacete, Andalucía, Balearic Islands, Canary Islands, Cataluña, Extremadura, Huelva, Huesca, La Rioja, Murcia, Soria, Teruel, Valencia (Comunidad), Zaragoza
General rules of use
A. Members will be free to visit the surgeries of any primary care physician, specialist or hospital in Spain (provided the services received are within the cover and limits established in the policy)
B. The provision of any healthcare service, except for medical consultations or chiropody services, shall be subject to referral by an accredited physician.
C. Sanitas accepts no liability for the payment or refund of services over and above the limits of cover established in the general rules and specific terms and conditions of the policy.
D. The Sanitas Oro Reembolso scheme includes two scales of cover for medical expenses:
* 100% cover for use of the services recommended by Sanitas in Spain, as established in the policy
* Partial refund of expenses otherwise (depending on the percentage in the specific terms and conditions of the policy)
The rules of use for each of these systems are discussed later under their respective headings
Special rules (Sanitas Oro Reembolso)
For more information please contact David Harris
saniprof@mail.ddnet.es or saniprof@wanadoo.es Fax: 91 803 2484
Telephone:
91 8043802
Currency calculator ( see 'currency calculator' eg euros to pounds sterling or dollars)