since 2/2000
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
España - seguros médicos - pero ¿cuál?
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Down Syndrome
Sanitas Accesible Síndrome de Down
Sanitas Health Plan Classic or Sanitas Multi?
Sanitas Oro Reembolso / Reimbursement
Sanitas Residencial - residences in Spain, for the elderly
Complementarios de Salud (Diversificación)
'Student Visas' (medical insurance)
Studying outside Spain for at least 6 months?
www.e-agentelocaldeseguros.com
Sanitas Oro Reembolso (Reimbursement policy) - general information
Information about the product ( Contact me / ¿Cómo ponerse en contacto conmigo? saniprof@mail.ddnet.es )
This product has been created for non-Spanish residents in Spain, over 60, who spend at least 6 months a year in Spain. There are 2 versions of this product - you are looking at the one in which you pay the first amount of the claim ('Excess'). The other one is described below (see table)
Details:
The policyholder pays the first 'Excess' of the medical claim. Any cost over this amount will be covered 100% if the policyholder uses the network of specialist Sanitas centres created for this product, or will be refunded 70% of the amount (over the 'Excess') if the policyholder goes to a non-Sanitas health provider in Spain, or anywhere else in the world.
Cost (Spain - except for other regions - 'Oro Reembolso'): (New policies: Rest of Spain - plus taxes)
(Discount of 4% for annual payment and 2% for 6 monthly payment)
General rules (Sanitas Oro Reembolso)
For more information please contact David Harris
saniprof@mail.ddnet.es or saniprof@wanadoo.es Fax: (+34) 91 803 2484
Telephone:
(+34) 91 8043802
Sanitas updates - actualizaciones referentes a su seguro médico...
General rules (Sanitas Oro Reembolso)
General Rules of Use (Sanitas Oro Reembolso)
Special rules (Sanitas Oro Reembolso)
Services recommended by Sanitas in Spain (Sanitas Oro Reembolso)
Claims procedure (Sanitas Oro Reembolso)
Primary care and specialist consultations (Sanitas Oro Reembolso)
Home visits by primary care physicians (Sanitas Oro Reembolso)
Prescriptions (this doesn't refer to medicines) (Sanitas Oro Reembolso)
Exempt services (No prior authorisation needed) (Sanitas Oro Reembolso)
Non-exempt services (requiring Sanitas authorisation) (Sanitas Oro Reembolso)
Special services (Sanitas Oro Reembolso)
Hospitalisation (Sanitas Oro Reembolso)
Home emergencies (Sanitas Oro Reembolso)
Preventive medicine programmes (Sanitas Oro Reembolso)
Supplementary care for travel abroad (Sanitas Oro Reembolso)