since 2/2000
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
España - seguros médicos - pero ¿cuál?
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Down Syndrome
Sanitas Accesible Síndrome de Down
Sanitas Health Plan Classic or Sanitas Multi?
Sanitas Oro Reembolso / Reimbursement
Sanitas Residencial - residences in Spain, for the elderly
Complementarios de Salud (Diversificación)
'Student Visas' (medical insurance)
Studying outside Spain for at least 6 months?
Worldwide Health Options (from 2009)
www.e-agentelocaldeseguros.com
Sanitas Oro Reembolso (Reimbursement policy) - general information
Where do you live? ('Oro Reembolso')
Information about the product
This product has been created for non-Spanish residents in Spain, over 60, who spend at least 6 months a year in Spain. There are 2 versions of this product:
| "Excess" | "No Excess" |
(Discount of 4% for annual payment 2% for 6 monthly payment and 1% for quarterly payment)
Minimum age for subscribing Sanitas Oro Reembolso: 60
Maximum age: 70
Sanitas Oro Reembolso is an integral health insurance scheme. It gives you access to all the medical services in the world, ranging from primary care to the most sophisticated surgical techniques.
Sanitas Oro Reembolso offers you the best medical services in Spain, assuring 100% cover for medical expenses when the services are provided by practitioners who are members of the medical staff recommended. If you choose to use a different practitioner in Spain or any other country Sanitas covers a percentage of the expenses (as stated in the terms and conditions of your policy).
PERSONALISED CUSTOMER SERVICE
Sanitas Oro Reembolso offers members a service that will take care of the internal management of the insurance policy (answering questions, booking appointments with our physicians, invoices). You will be assisted by a group of specialised consultants who will help with all formalities and manage your care needs.
Here are some of the services you are offered:
* Care advice: If you wish, we can help you choose one of the high quality medical services from our network. We cover 100% of the cost of these services, with no pre-payment required.
* Exclusive service for booking appointments with physicians within our network of Sanitas medical centres.
* Reimbursement claims are processed efficiently.
* There is a special Customer Service team (Monday to Friday, 0800-2200 hours)
Sanitas updates - actualizaciones referentes a su seguro médico...
General rules (Sanitas Oro Reembolso)
General Rules of Use (Sanitas Oro Reembolso)
Special rules (Sanitas Oro Reembolso)
Services recommended by Sanitas in Spain (Sanitas Oro Reembolso)
Claims procedure (Sanitas Oro Reembolso)
Primary care and specialist consultations (Sanitas Oro Reembolso)
Home visits by primary care physicians (Sanitas Oro Reembolso)
Prescriptions (this doesn't refer to medicines) (Sanitas Oro Reembolso)
Exempt services (No prior authorisation needed) (Sanitas Oro Reembolso)
Non-exempt services (requiring Sanitas authorisation) (Sanitas Oro Reembolso)
Special services (Sanitas Oro Reembolso)
Hospitalisation (Sanitas Oro Reembolso)
Home emergencies (Sanitas Oro Reembolso)
Preventive medicine programmes (Sanitas Oro Reembolso)
Supplementary care for travel abroad (Sanitas Oro Reembolso)
For more information please contact David Harris ( Contact me / ¿Cómo ponerse en contacto conmigo? saniprof@mail.ddnet.es )
saniprof@mail.ddnet.es Fax: (+34) 91 803 2484
Telephone: (+34)
609 522 300