since 2/2000
Commercial Premises insurance - Spain
Community Insurance 'Comunidad' - Spain
Company Platinum - health plan for employees in Latin America and the Caribbean
España - seguros médicos - pero ¿cuál?
Patrocinadores - América Latina y el Caribe
'Residencia' (medical insurance)
Retirement? How about retiring to Spain?
Sanitas Accesible Down Syndrome
Sanitas Accesible Síndrome de Down
Sanitas Health Plan Classic or Sanitas Multi?
Sanitas Oro Reembolso / Reimbursement
Sanitas Residencial - residences in Spain, for the elderly
Complementarios de Salud (Diversificación)
'Student Visas' (medical insurance)
Studying outside Spain for at least 6 months?
www.e-agentelocaldeseguros.com
Sanitas Exterior
What is Sanitas Exterior? (Cover )
Health insurance created for companies including both cover inside Spain and international cover in 190 countries. As companies are increasing seeking business opportunities outside Spain, employees are being sent overseas more frequently.
Details about Sanitas Exterior
With this health insurance product companies can:
* have healthcare in accordance with the needs of the company and its employees.
* Use the Sanitas Exterior card to obtain access to the Sanitas healthcare network in Spain. Sanitas pays 100% of the cost of services used by the policyholder (who doesn't even have to pay these costs in advance).
* Use the Sanitas Exterior card to access the overseas healthcare network managed by BUPA covering 100% of the cost of services - using the BUPA and United Healthcare networks.
* Possibility of going to any hospital outside those networks with 100% reimbursement of medical costs - both in Spain and in 190 countries overseas.
Where can I use Sanitas Exterior?
Sanitas Exterior can be used anywhere in the world. Sanitas Exterior provides healthcare help to your employees in 190 countries.
How to take out cover
Ages for taking out cover: 0 a 65 years old
Maximum age for retaining cover: no age limit
Minimum period of cover: 3 months (for less than 3 months, please look at the alternative product Sanitas Mundi )
Waiting periods:
Birth: 10 months
Psychatric treatment: 2 years
Infertility tests: 2 years
Cover:
* The annual limit is 1.200.000 euros per person
* In patient (medical help and surgery in hospital)
* Out patient (consultations, diagnostic tests, day or outpatient surgery and ambulance)
* Prosthesis used in surgical operations, like the replacement of cardiac valves, installation of a pacemaker, drainage of excess cephalo liquid, breast reconstruction after cancer or an accident within 2 years after the first treatment, sphincterian control, ligaments and osteoarticulars
* Economic annual limit per policyholder of 1.200.000 euros (reimbursement percentage)
* In patient help in Spain and overseas: complete reimbursement
* Out patient help in Spain: 36,000 euros (2006) per policyholder a year
* Psychiatric treatment ( after 2 years as a policyholder ): 50 days per policyholder during the life of the policy
* Emergency dental cover: 600 euros (2006 ) per policyholder a year
* Optional cover: Special rates in accordance with age, number of employees and frequency of payment...
- evacuation : transfer to the nearest medical centre if it isn't possible to treat the policyholder in his / her area or country of residence.
- repatriation: (which includes evacuation) allows the transfer of the policyholder to his / her country of origin in an emergency
Other advantages
- Magnetic card which allows the policyholder to be attended without waiting lists by a GP or specialist in Spain
- Multi lingual telephone helpline 24 hours a day, 365 days a year
- special prices for policyholders for refractive surgery, plastic surgery and assisted reproduction. Also discounts in spas (accommodation and treatment)
- Also the Healthline service: telephonic help with information about vaccinations and visas, health advice, interpreters and legal help etc
| Sanitas Exterior | contacto / contact |
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* Número de empleados del colectivo / Number of employees in the group policy * Tramos de edad / age ranges * Periodicidad en el pago / frequency of payment * Área geográfica de residencia del asegurado / geographical area where the policyholder resides
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( Contact me / ¿Cómo ponerse en contacto conmigo? saniprof@mail.ddnet.es ) |
| Africa and Libya | Central and South America | Europe |
| Far East | Hong Kong | Middle East |
| North America |
International health insurance for individuals / seguros médicos
internacionales para particulares: