Sanitas Exterior - English details

Health insurance created for companies including both cover inside Spain and international cover in 190 countries. As companies are increasing seeking business opportunities outside Spain, employees are being sent overseas more frequently.

Details about Sanitas Exterior

With this health insurance product companies can:

* have healthcare in accordance with the needs of the company and its employees.

* Use the Sanitas Exterior card to obtain access to the Sanitas healthcare network in Spain. Sanitas pays 100% of the cost of services used by the policyholder (who doesn't even have to pay these costs in advance).

* Use the Sanitas Exterior card to access the overseas healthcare network managed by BUPA covering 100% of the cost of services - using the BUPA and United Healthcare networks.

* Possibility of going to any hospital outside those networks with 100% reimbursement of medical costs - both in Spain and in 190 countries overseas.

Where can I use Sanitas Exterior?

Sanitas Exterior can be used anywhere in the world. Sanitas Exterior provides healthcare help to your employees in 190 countries.

How to take out cover

Ages for taking out cover: 0 a 65 years old

Maximum age for retaining cover: no age limit

Minimum period of cover: 3 months (for less than 3 months, please look at the alternative product Sanitas Mundi )

Waiting periods:

Birth: 10 months

Psychatric treatment: 2 years

Infertility tests: 2 years

Cover:

* The annual limit is 1.200.000 euros per person

* In patient (medical help and surgery in hospital)

* Out patient (consultations, diagnostic tests, day or outpatient surgery and ambulance)

* Prosthesis used in surgical operations, like the replacement of cardiac valves, installation of a pacemaker, drainage of excess cephalo liquid, breast reconstruction after cancer or an accident within 2 years after the first treatment, sphincterian control, ligaments and osteoarticulars

* Economic annual limit per policyholder of 1.200.000 euros (reimbursement percentage)

* In patient help in Spain and overseas: complete reimbursement

* Out patient help in Spain: 36,000 euros (2006) per policyholder a year

* Psychiatric treatment ( after 2 years as a policyholder ): 50 days per policyholder during the life of the policy

* Emergency dental cover: 600 euros (2006 ) per policyholder a year

* Optional cover: Special rates in accordance with age, number of employees and frequency of payment...

- evacuation : transfer to the nearest medical centre if it isn't possible to treat the policyholder in his / her area or country of residence.

- repatriation: (which includes evacuation) allows the transfer of the policyholder to his / her country of origin in an emergency

Other advantages

- Magnetic card which allows the policyholder to be attended without waiting lists by a GP or specialist in Spain

- Multi lingual telephone helpline 24 hours a day, 365 days a year

- special prices for policyholders for refractive surgery, plastic surgery and assisted reproduction. Also discounts in spas (accommodation and treatment)

- Also the Healthline service: telephonic help with information about vaccinations and visas, health advice, interpreters and legal help etc

Sanitas Exterior

contacto / contact

* Número de empleados del colectivo / Number of employees in the group policy

* Tramos de edad / age ranges

* Periodicidad en el pago / frequency of payment

* Área geográfica de residencia del asegurado / geographical area where the policyholder resides

( Contact me / ¿Cómo ponerse en contacto conmigo? saniprof@mail.ddnet.es )

Africa and Libya	Central and South America	Europe
Far East	Hong Kong	Middle East
North America

'After-sales' support	Company 'group' rates	Dental (Sanitas dental) 'national' dental product
English-speaking Doctors	Multi (Sanitas Multi) 'national' health insurance product	Mundi (Sanitas Mundi) 'national + reimbursement' health insurance products
*Sanitas (English) agent*	Sanitas Autónomos (for the self - employed in Spain) - Tax efficient!	Sanitas Oro (product for the 'over 60s')
Sanitas Oro Reembolso ('reimbursement' product for the over 60s)	Self-employed in Spain? - health insurance	Useful Sanitas 'phone numbers

International health insurance for individuals / seguros médicos internacionales para particulares:

Essential - International health insurance product Essential - seguro médico internacional

Classic - International health insurance product Classic - seguro médico internacional

Gold - International health insurance product Gold - seguro médico internacional

main index / índice principal

Disclaimer / Aviso

A Coruña	Álava	Albacete	Alicante	Almería	Asturias	Ávila	Badajoz	Balearic Islands	Barcelona	Burgos	Cáceres
Cádiz	Cantabria	Castellón de la Plana	Ceuta	Ciudad Real	Córdoba	Cuenca	Girona	Granada	Guadalajara	Guipúzcoa	Huelva
Huesca	Jaén	La Rioja	Las Palmas	León	Lleida	Lugo	Madrid	Málaga	Melilla	Murcia	Navarra
Ourense	Palencia	Pontevedra	Salamanca	Segovia	Sevilla	Tarragona	Tenerife	Teruel	Toledo	Valencia
Valladolid	Vizcaya	Zamora	Zaragoza	Dental insurance policies	Sanitas Health Plan Classic	Sanitas Multi	Sanitas Mundi	Sanitas Health Plan Complete